Real money baccarat online
Our experts teaches you everything you need to know about online Baccarat at Casivo.
If you’re unfamiliar with the game rules and how to play online baccarat, this guide is the perfect starting point. Here you will get to know how we choose the top baccarat casinos and the basics about baccarat bets, odds, and payouts.
Real money baccarat casinos 2025
- Rest of Canada
- Ontario
Top baccarat online casinos in Canada
Baccarat is one of the few casino games that can sometimes be hard to find at every online casino in Canada, as other games tend to be more popular.
In our tests of casinos, we make sure that the online casino offers a wide range of different baccarat game types, is a licensed site, and has trusted banking options. With these key points, we have found a selection of the top casinos in Canada that offer baccarat, listed below:
- Jackpot City: 100% up to $1600 + 80 free spins
- ComeOn: 100% up to $1500 + 300 free spins
- Spin Casino: 100% up to $1000
- Twin Casino: 100% up to $1200 + 200 free spins
- 5gringos: 100% up to $1500 + 100 free spins
How to play baccarat online
This real money baccarat guide is aimed at beginners and experienced players who need a reminder about all rules and types that exists in baccarat. In that spirit, we will outline some of the general steps everyone should follow to start playing baccarat online for real money:
- Find one of the top baccarat online casinos using our lists of licensed casinos.
- Make a bet on Player or Banker.
- Both Player and Banker are dealt two cards.
- If the sum of the cards on either hand is 8 or 9, no more cards are dealt.
- If the sum of the cards on either hand is 0–5, a third card is dealt.
- The winning hand is decided by who is closest to 9.
Types of baccarat bets
Baccarat has three principal types of bets. One is betting on the player (yourself), betting on the dealer (banker), and the last is betting on a tie.
The first thing you must know about baccarat is that you don’t always have to bet on whether or not you win. You can wager on a tie or the dealer winning. Below is a brief explanation of each bet.
Bet on banker, player, or tie
- Betting on the player: The main goal of baccarat is to have a hand (two cards) with a combined value as close as possible to 9. When you bet on the player, i.e., yourself, you’re betting that you will have the winning hand, i.e., two cards with a value closer to 9 than the dealer’s hand. The house edge for this bet is 1.36%.
- Betting on the banker: When you bet on the banker, i.e., the dealer, you’re betting that the dealer will have the winning hand. It is generally considered a more favourable bet than the player bet due to the lower house edge of 1.06%.
- Betting on a tie: Betting on a tie is the most difficult outcome to predict from these three main baccarat bets. The bet predicts that both the player’s and the dealer’s cards have the same value. The tie bet pays out most (of the three bets), with odds of 9:1 or 8:1, which is indicative of the improbable nature of the bet.
Understanding the payouts in Baccarat
Alongside the main bets, baccarat also involves multiple side bets with varying odds and payouts. Here’s where a player can choose different kinds of baccarat strategies based on the odds and house edge.
As usual, some types of bets are more risky than others, check out the tables below for a full overview of baccarat’s odds and understanding the payouts:
Baccarat main bets odds, payouts & house edge
| Bet Type | House Edge | Odds | Payout |
|---|---|---|---|
| Player bet | 1.24%/1.36% | 44.62% | 1:1 |
| Banker bet | 1.06% | 45.86% | 0:95:1 |
| Tie bet | 14.36% | 9.52% | 8:1/9:1 |
Baccarat side bets odds, payouts & house edge
| Bet Type | House Edge | Odds | Payout |
|---|---|---|---|
| Player pair | 10.36% | 7.47% | 11:1 |
| Banker pair | 10.36% | 7.47% | 11:1 |
| Perfect pair | 10.36% | 7.47% | 11:1 |
| Either pair | 13.71% | 14.2% | 5:1 |
| Big | 4.35% | 31.8% | 2:1 |
| Small | 5.27% | 37.8% | 3:2 |
Online baccarat game options
Modern baccarat online extends far beyond the classic game and includes dozens of innovated and modified variants. NetEnt, IGT, and Play’n GO are popular developers of RNG baccarat tables.
When speaking of live baccarat, look for games from Evolution Gaming, Authentic, Playtech, and Pragmatic Play. A few of the most popular variants of the game offered by these providers include:
- No Commission Baccarat
- Speed Baccarat
- Lightning Baccarat
- First-person Baccarat
- First Person Lightning Baccarat
- Golden Wealth Baccarat
- Squeeze Baccarat
Baccarat bonuses
Most online casinos center their casino bonuses and promotions on a number of different casino games. Some operators also provide unique offers for baccarat players, but such bonuses are rare.
A baccarat bonus is a cash bonus that satisfies the bonus wagering requirements when placing baccarat bets. Note that each casino site has specific game-weighting rules that determine how much of each bet is taken into account to lower the wagering requirements when playing different types of games.
However, for certain live casino games like video poker, live roulette, baccarat, or blackjack, the casino considers a smaller percentage of your bet, which can range from 80% of the bet to as low as 10%.
Regarding the types of baccarat bonuses, you can come across match deposit bonuses, first deposit bonuses, and cashback offers. Below we have listed casinos which offers a baccarat bonus:
Best Baccarat Bonuses
- Ontario
- Rest of Canada
Playing baccarat from your mobile phone
To attract more players, modern-day casino sites must provide mobile-optimized content. Yet, some platforms optimize their baccarat games and other gaming content for mobile but do little to improve the mobile experience.
If you know you’ll spend most of your baccarat sessions on mobile, look for a mobile casino that provides baccarat via a dedicated iOS or Android application.
If you like the casino but it doesn’t offer an app, see how a baccarat game works directly in your browser. More often than not, users don’t need to download an app to enjoy online baccarat.
Play baccarat for free
To play baccarat for real money can seem daunting at first, which is why playing baccarat for free is a great way to begin understanding the rules and betting types.
When playing free baccarat online, you’re not required to download or register at the casino, meaning you can enjoy all types of free online baccarat games at your own pace.
The free baccarat games are the same as real money games, meaning that new and experienced players can try out strategies or different kinds of betting types without risking a cent from the bankroll.
To try out these free baccarat games, we encourage you to go onto our list of top baccarat casinos to try out the game in a demo environment before stepping into online baccarat casinos with real money.
Baccarat FAQ
Can you play baccarat online for real money?
Yes, many Canadian casinos have baccarat available, if you want to play baccarat online for real money the best options in Canada are these casinos:
- Jackpot City
- ComeOn
- Spin Casino
How does online baccarat work?
Just as physical baccarat, it’s about betting which hand out of two hands will win. The winning hand is the one that is closest to 9.
What is the best baccarat strategy?
The safest bet to make is a flat bet, meaning you never bet more than 1 unit in any game.
Can I play baccarat online for free?
Yes, many online casinos have the option where you can play a free version of the game. This demo version works just as playing with real money, without the chance of a payout.
