Real Money Baccarat Online

Find the best real money baccarat online casinos right here. If you’re unfamiliar with the game rules and how to play online baccarat, this guide is the perfect starting point. Here you will get to know how we choose the top baccarat casinos and the basics about baccarat bets, odds, and payouts.

Best Real Money Baccarat Casinos 2023

  • Rest of Canada
  • Ontario
1 Casumo Casino
  • 100% up to $500
  • 115 Free Spins
  • In-Game Adventure
  • Casino & Sports
  • 15 Free Spins on Registration
2 Jackpot City
  • 100% up to $1600
  • + 80 Free Spins
  • Huge Welcome Offer
  • Well Established Brand
  • Big Prizes on Bonus Wheel
3 ComeOn
  • 100% up to $1500
  • +300 Free Spins
  • Casino & Sportsbook
  • Loyalty Program
  • Highest Quality
4 Spin Casino
  • 100% up to $1000
  • Loyalty Points on Signup
  • Fan Favourite
  • Several bonus options
  • Fantastic Mobile Experience
5 Twin Casino
  • 100% up to $1200
  • 200 Free Spins
  • Award-winning
  • 37 Game Providers
  • Fast withdrawals
6Hot 5Gringos
  • 100% up to $1500
  • +100 Free Spins
  • Many Bonuses
  • Fast Payments
  • Cash Back
7 Barz Casino
  • 100% up to $500
  • 50 Free Spins
  • Reload Bonuses
  • Jackpot Games
  • Drops & Wins
8 Neon Vegas
  • 500% up to $500
  • Low wagering requirement
  • 500% Bonus
  • Low wagering requirement
  • Fast Withdrawals

Top Baccarat Online Casinos in Canada

Baccarat is one of the few casino games that can sometimes be hard to find at every online casino in Canada, as other games tend to be more popular. In our tests of casinos, we make sure that the online casino offers a wide range of different baccarat game types, is a licensed site, and has trusted banking options. With these key points, we have found a selection of the top casinos in Canada that offer baccarat, listed below:

  1. Jackpot City: 100% up to $1600 + 80 free spins
  2. ComeOn: 100% up to $1500 + 300 free spins
  3. Spin Casino: 100% up to $1000
  4. Twin Casino: 100% up to $1200 + 200 free spins
  5. 5gringos: 100% up to $1500 + 100 free spins

How to Play Baccarat Online

This real money baccarat guide is aimed at beginners and experienced players who need a reminder about all rules and types that exists in baccarat. In that spirit, we will outline some of the general steps everyone should follow to start playing baccarat online for real money:

  1. Find one of the top baccarat online casinos using our lists of licensed casinos.
  2. Make a bet on Player or Banker.
  3. Both Player and Banker are dealt two cards.
  4. If the sum of the cards on either hand is 8 or 9, no more cards are dealt.
  5. If the sum of the cards on either hand is 0–5, a third card is dealt.
  6. The winning hand is decided by who is closest to 9.
baccarat winning hand
This is a hand where be bet on the player hand, where our hand got 6 while the banker got 4, making it a winning bet as we are the closest to 9.

Types of Baccarat Bets

Baccarat has three principal types of bets. One is betting on the player (yourself), betting on the dealer (banker), and the last is betting on a tie. The first thing you must know about baccarat is that you don’t always have to bet on whether or not you win. You can wager on a tie or the dealer winning. Below is a brief explanation of each bet.

Bet on Banker, Player, or Tie

  • Betting on the player: The main goal of baccarat is to have a hand (two cards) with a combined value as close as possible to 9. When you bet on the player, i.e., yourself, you’re betting that you will have the winning hand, i.e., two cards with a value closer to 9 than the dealer’s hand. The house edge for this bet is 1.36%.
  • Betting on the banker: When you bet on the banker, i.e., the dealer, you’re betting that the dealer will have the winning hand. It is generally considered a more favourable bet than the player bet due to the lower house edge of 1.06%.
  • Betting on a tie: Betting on a tie is the most difficult outcome to predict from these three main baccarat bets. The bet predicts that both the player’s and the dealer’s cards have the same value. The tie bet pays out most (of the three bets), with odds of 9:1 or 8:1, which is indicative of the improbable nature of the bet.

Understanding the Payouts

Alongside the main bets, baccarat also involves multiple side bets with varying odds and payouts. Here’s where a player can choose different kinds of baccarat strategies based on the odds and house edge. As usual, some types of bets are more risky than others, check out the tables below for a full overview of baccarat’s odds and understanding the payouts:

Baccarat main bets odds, payouts & house edge

Bet TypeHouse EdgeOddsPayout
Player bet1.24%/1.36%44.62%1:1
Banker bet1.06%45.86%0:95:1
Tie bet14.36%9.52%8:1/9:1

Baccarat side bets odds, payouts & house edge

Bet TypeHouse EdgeOddsPayout
Player pair10.36%7.47%11:1
Banker pair10.36%7.47%11:1
Perfect pair10.36%7.47%11:1
Either pair13.71%14.2%5:1

Online Baccarat Game Options

Modern baccarat online extends far beyond the classic game and includes dozens of innovated and modified variants. NetEnt, IGT, and Play’n GO are popular developers of RNG baccarat tables.

When speaking of live baccarat, look for games from Evolution Gaming, Authentic, Playtech, and Pragmatic Play. A few of the most popular variants of the game offered by these providers include:

  • No Commission Baccarat
  • Speed Baccarat
  • Lightning Baccarat
  • First-person Baccarat
  • First Person Lightning Baccarat
  • Golden Wealth Baccarat
  • Squeeze Baccarat
different baccarat types online

Bonuses on Baccarat

Most online casinos center their casino bonuses and promotions on a number of different casino games. Some operators also provide unique offers for baccarat players, but such bonuses are rare.

A baccarat bonus is a cash bonus that satisfies the bonus wagering requirements when placing baccarat bets. Note that each casino site has specific game-weighting rules that determine how much of each bet is taken into account to lower the wagering requirements when playing different types of games.

For instance, slot bets usually contribute 100% of your wager. However, for certain games like video poker, live roulette, baccarat, or blackjack, the casino considers a smaller percentage of your bet, which can range from 80% of the bet to as low as 10%. Regarding the types of baccarat bonuses, you can come across match deposit bonuses, first deposit bonuses, and cashback offers. Below we have listed casinos which offers a baccarat bonus:

Best Baccarat Bonuses

  • Ontario
  • Rest of Canada
1 PlayOJO Casino
  • 50 Free Spins
  • 0 wagering
  • 50 Free Spins
  • Claim Winnings Instantly
  • Over 2000+ Games
  • 100% up to $1000
  • 200 Free Spins
  • Generous Bonus
  • Tons of Promotions
  • Award winning Casino
3 Casumo Casino
  • 100% up to $500
  • 115 Free Spins
  • In-Game Adventure
  • Casino & Sports
  • 15 Free Spins on Registration

Mobile Baccarat Gambling for Real Money

To attract more players, modern-day casino sites must provide mobile-optimized content. Yet, some platforms optimize their baccarat games and other gaming content for mobile but do little to improve the mobile experience.

If you know you’ll spend most of your baccarat sessions on mobile, look for a casino that provides mobile baccarat via a dedicated iOS or Android application. If you like the casino but it doesn’t offer an app, see how a baccarat game works directly in your browser. More often than not, users don’t need to download an app to enjoy online baccarat.

Free Baccarat Games

To play baccarat for real money can seem daunting at first, which is why playing baccarat for free is a great way to begin understanding the rules and betting types. When playing free baccarat online, you’re not required to download or register at the casino, meaning you can enjoy all types of free online baccarat games at your own pace.

The free baccarat games are the same as real money games, meaning that new and experienced players can try out strategies or different kinds of betting types without risking a cent from the bankroll. To try out these free baccarat games, we encourage you to go onto our list of top baccarat casinos to try out the game in a demo environment before stepping into online baccarat casinos with real money.

Baccarat FAQ

Can you play baccarat online for real money?

Yes, many Canadian casinos have baccarat available,  if you want to play baccarat online for real money the best options in Canada are these casinos:

  • Jackpot City
  • ComeOn
  • Spin Casino

How does online baccarat work?

Just as physical baccarat, it’s about betting which hand out of two hands will win. The winning hand is the one that is closest to 9.

What is the best baccarat strategy?

The safest bet to make is a flat bet, meaning you never bet more than 1 unit in any game.

Can I play baccarat online for free?

Yes, many online casinos have the option where you can play a free version of the game. This demo version works just as playing with real money, without the chance of a payout.

Emma Johnson
Published: March 9, 2023
Emma Johnson
Product Owner
Fact checked by: Johan Lofgren
Updated: August 10, 2023

Emma Johnson is the Product Owner of Casivo in Canada and is responsible for end-user experience and product development.